How we applied the Antifragility Principle to Experience Design.

I would like to talk about an experience that led me to challenge these beliefs. I started to challenge my own design choices and most of the time innovative and anti-fragile ideas came out of it. It…

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I recieved a 1099 A for my house that I filed bankruptcy and it was discharged why did I recieve this?

I recieved a 1099 A for my house that I filed bankruptcy and it was discharged why did I recieve this?

Related :


Auto loan decline bc of recent mortgage trade open. what is that ?
just checked my credit report and it does not show any mortgage. because i do not have one.
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Can I qualify for a personal loan without a job?
I am still in the interview phase with several jobs, but just found out that I have to move out of my apartment by the end of the month. I am sure I will have employment by then, but need to find an apartment ASAP. I’m looking to get a $2000-$3000 personal loan to cover the move-in costs. Does anyone know of a lender that would qualify me without being employed yet?””
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A debt collection agency is threatening to take me to court if I don’t pay up $250 by today what can I do?

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How long does it take to build up your credit again.?
I now have bad credit because collections came after me. The account is now current. Also, my credit card company lists that I have been late a few times. So…My credit score is really bad. How long does it take to build it back up again? Would 6 months of on time and prior to ontime payments get my score back up???””
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About how much interest will I pay for a $1500 loan if I plan to pay $700 to $800 a month?
I found a car for sale and need $1500 more to buy it..if I take a loan for $1500 how much more will I pay once I’m done paying it? I plan to do $700 to $800 monthly payments.
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Can I still get a Real Estate lic. if i have a personal bankruptcy?
cause on the application it asks if you have claimed bankruptcy….
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Please someone tell me a way to get out of the payday loan crunch when payday loans eat up a big part of my?
I have been in the payday loan crunch for several years now and trying to get out of the trap,need tip on what kind of a loan i can get to totally get rid of this payday disease,it seems to consume my check and then some,I already work full time and considering getting a 2nd job to stop this trap that won’t let me go..PLEASE Help .Thank You””
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How to calculate interest from APR on a car loan?
On my previous car, my dad applied for a $5347.75 loan for a car. I remember looking at the paperwork that is was a 5.05 percent APR rate for 36 months. I saw that the total loan cost came to $5774.40. So he ended up paying $426.65 in interest in total. His monthly payments were $160.40 a month. My question is…is there a simple way to come up with finding out that he would have had to pay that $426.65 in interest just by knowing the APR rate was 5.05 percent over 36 months on that original loan amount? How do you come up with that? I thought you would just do .0505 x $5347.75 but that comes out to $270.06 and not $426.65? I’m confused, can someone help and is there an easy way to come up with it? I know you can type this information in on an online calculator but just wondering if people do it by hand as well? Thanks!””
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Is freecreditreport.com a reputable website? I’m afraid to enter my personal info. Thanks in advance!?

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Can i get a payday loan for a business?

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Is 768 a good credit score?
My credit score is currently 768, How does this compare to the rest of America? I bought my first vehicle with a very large interest rate because I had zero credit, and needless to say I hate interest very much and I’m ready for a second vehicle.””
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Credit report?
When I was was 19 I had my car repossed, stupid kid stuff. Now, I am responsible and paying everything on time. The only major thing is that repo. It happened over 7 years ago and the company is saying it was repoed in 2002. I have put in request to have this remove but I need evidence. How can I go about finding out the plate or any other info proving that the car has been resold. I have no info on the car, I threw away everything being it was over seven years. And yes I tried the DMV to no avail. Thanks for any help.””
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Do i get a tax relief on my company car if it is branded?
Do i get a tax relief on my company car if it is branded with stickers that are promoting the company and there website / services etc and if so how much is it?
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Credit score after banfruptcy?
I am considering bankruptcy as it is an only option at this time, but I am curious what my credit score will be after so. Anyone who has filed, did it really help in the end? The harrassing phone calls and constant worry are making me sick.””
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“”Where can i find the best work at home piecework jobs”””” perferably age 17+…?””””””
where can i find the best work at home piecework jobs”””” perferably age 17+…? ps: i live in michigan if it makes a differernce at all.””””””
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Payday Loan? $500 Needed. No checking account or savings.?
Can you guys link me anything? I need $500 soon, and I can quickly pay off my loan in a few days. The thing is — — I don’t have a checking account. Nor a savings account. Is this possible? To get $500 without that? Thanks so much! LINKS TOO, PLEASE :) (No, I am not willing to pawn currently) (I live in Chicago,IL. If that helps at all.)””
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I accidentally used my credit card in an ATM…?
And the complaint is that I have to pay 2~5 dollars every month just because I took 40 dollars out by mistake once. By this time its MORE than 40 dollars that I have to pay Chase each month when I don’t even use cash advance at all. :) that’s my complaint. I can use those 2–5 bucks I’m getting charged for the 40 bucks..duh. ;/
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How much will your credit go up after paying off a car?
i have payed off a car loan that was around 8–9k to start with a 5 year $230 a month payment and was wondering how much my credit might go up.
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Why do people think life is over after Chapter 7 Bankruptcy?
Zarg222: No down payment with the car. I backed out at the last second because I decided to keep the car I have. They offered me a 4 yr loan with 0% down with 8% interest. That didn’t seem too bad to me. I am planning on bringing a large downpayment as leverage since my credit isn’t the greatest. 20%+ isn’t an issue.
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Can you get a divorce while going through a Chapter 7 bankruptcy?
My husband and I are filing for a Chapter 7 bankruptcy. He wants a divorce. Can he file for divorce in the middle of a Chapter 7? Also, can I contest a divorce and will it do any good?””
“I recieved a 1099 A for my house that I filed bankruptcy and it was discharged why did I recieve this?


#repost

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Auto loan for someone under 18?

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“”Car Loan, How hard is it to get approved for an auto loan with bad credit?
I am trying to get an auto loan but there are some negitives on my credit. I am trying to get them off. How hard is it to get a brand new car with bad credit?
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18 year old get a car loan?
i am in college
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What ways can I improve my Credit Score?
I’ve been thinking allot about my credit score and how i have bad/no credit. I haven’t been able to check. But i really want to improve my credit since i’m still young. I was thinking of getting a credit card, but my dad told me if i get it to beware of misuse. So what ways can i improve my credit score??? Also i read something about how credit score isnt the same as FICO score. How can i improve that too if it’s different?””
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#repost

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How do I get good credit?
The one that has the visa logo on it
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What is are assistantships and fellowships?
I am currently looking at masters degree programs,and that’s a way to fund it. Im unsure what it is exactly””””””
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Can I get my license back without release form if I file bankruptcy?
I had a dui 4 years ago. I hit someone, they sued, I can’t pay them because I’m broke. Will filing bankruptcy help me?””
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I need to get an auto loan but have ZERO credit. What shoud I expect my interest rate to be?
I just turned 18 and need to get an auto loan but obviously have no credit. What type of interest rate should I expect? I am looking to get an $11,500 used car and put $3,000 — $4,000 down. Looking at a 4 to 5 year term.””
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I need your advice. I just decided to check my credit score and i see that there is a collection agency?
it shows there is a an outstanding bill for $550 which i didnt know about. I called them up and they told me that it was a hospital bill. I was unaware because i nver recieved a bill. They told me they had the wrong address. The hospital messed up the street number. And until i pay it they will not take it off the credit report. And now it cannot be resolved at the hospital because they bought the account from the hospital. This is really not my fault because i never got a bill from the hospital. What should i do. Any suggestion?
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I want to file bankruptcy?

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Will cancelling my Dillard’s credit card hurt my credit score?
I’m 18 years old, and never had credit before. I accidentally applied for a credit card (long story short, I was VERY stupid and mistook their Rewards Card”””” for a point card; it’s actually a credit card). I don’t want a credit card””
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About a payday loan site??????????
hello, about 5 hours ago i applyed for a payday loan…i was accepted, i signed the agreement and giv them my bank account details. 80 was the loan. but it has been 5 hours and it is now 18–15pm and it hasnt went in my bank? im in england by the way….im just now wondering could this be a scam? unsafe? it said it was secured by SSL sooo?? what ya think ? im scared incase ive been scamed!!!””
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Is mortgage like rent?
If I buy a foreclosed house for, say, $2,000, and I pay it all up front, will I still have to make monthly payments like rent? Or is that only for buyers who borrow a loan and then have to pay it off? Like a student loan or something.””
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“”How to get a $10,000 Auto Loan with a credit score of 626, and a part time job?””
I am 22 years old with an average credit score and a part time job that I’ve had for 2 months. Without the option of a cosigner, how could I get approved for an auto loan? I was thinking of applying to a credit union?””
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#repost

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How do I fix my credit report?
How do I fix my credit report, and what mater the must plz help””
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Is American Express a good choice for a credit card?
I received an application for AmEx, and it states that one can now utilize a revolving charge account. I thought that was only Visa/Mastercard. I looked everywhere thru the information and nowhere found a credit limit, as all Visa and Mastercard do. Anyone know about this?””
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Are student auto loans good?
I have a co-signer with good credit
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How can I check my credit for free?
I hate when I get denied for something and the person looks at me like I knew what my credit was. I can’t find a way to check it without paying someone a bunch of money. Please help.
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Does the home loan interest rate vary between online quotes and the real ones ?
— I am planning to buy a home — i have put an offer on a house and almost 100% done deal Now I have to look out for a home loan. I am looking at several online interest rate quotes what lenders are giving based on my facts. Some of them are sending quotes for 4.78% 4.5% , now does these rates change when we actually sign there application or do they have to stick with the rates what they have quoted me online ?””
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#repost

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Why is it that you can’t get free online credit report in Canada?
You can only get the report if you send them all the requirements”””” through mail and wait for friggin 4 weeks to get your free copy of your credit report. Otherwise””
“I recieved a 1099 A for my house that I filed bankruptcy and it was discharged why did I recieve this?


Can I trust online loan company? or they are crooks?

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“”I did a payday loan on line,and was unable to pay it back and my bank account was closed,and after several mon?””
ths I wanted to pay them back but the interest and late charges that accrued to 5 times what I borrowed and I told them I was not paying this amount back and now they are calling saying that this is fraud and I could go to jail,does anyone have any solutions or experienced this?I would like to know my options?””
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Should check cashing outlets or payday loans be outlawed?

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How can I cancel my free credit report?

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#repost

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Did you have bad credit and buy a house?
How did you do it? I am a first time home buyer in Florida are there any programs for me? How do I find them. Please help I am tired of wasting my money on apartments.
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How to build credit score?
ps can someone please explain apr to me please
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Should I join the military?
I’m a math major with about 2 years left for my BS. I have accrued some debt from student loans, and I don’t have the best job to pay them back. My friend suggested joining the military; he’s an army vet. I wouldn’t be opposed to leaving my family and friends, as I’m pretty much a loner anyways. I would like to utilize my intelligence, but I am also young, in good shape and a hard-worker. He recommends joining as an officer. Once I graduate I will probably get a job as a math teacher; however, I’ve thought about pursuing a career as an actuary or as an university professor. It’s already been 4 years since I’ve graduated and I’m tired of wasting my potential. I’ve gotten serious in my studies to raise my GPA, but the military seems very rewarding and like it would teach me a plethora of discipline. Any suggestions?””
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What bank will give me loan with my bad credit?
I need a loan to pay off my credit card with less interest rate and less monthly payment. I also have a bad credit. Which bank will give me a loan with bad credit?
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I filed for Chptr 7 bankruptcy. Then I was audited for it. Is there a time limit to finalize my bankruptcy?
I live in California.
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Is it illegal to use one credit card to pay the bill of another?
Can I use my Visa to pay my MasterCard and vice versa?
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(emergency!!) can i pay my credit card bill on an ATM machine??
can i use cash to pay on an ATM machine??
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#repost

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#repost

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What does loan in principle mean?
we have applied for a loan, they have done credit checks and made us a loan offer and agreed to a loan in principle, subject to credit agreement and final checks, i have sent back credit agreement and all id and bank statements, what does a loan in principle actually mean and what would be the reasons for refusal after them agreeing to loan in principle??””
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Is there any way to find out if I have credit or not?
My credit is via my cell phone.
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I am married. Can I file bankruptcy on my own?
I live in Maryland. I want to file for bankruptcy myself. These are my bills & don’t concern my husband.
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Filed for bankruptcy house not fully covered! HELP!?
I filed for bankruptcy. I was told that the house myself and the of two my brothers own would be protected. I never said I lived in the house. Know where does it ask in the paper work if I live in the house and no one asked. Now I’m told that only 23,000 some odd dollars is exempt! I owe 33,000 some odd dollars. I was being sued so the only reason I filed was to protect the house for my brothers. I made an educated guess as to how much the house is worth. I guessed it’s worth is $150,000 so my share would be $50,000. I did not take into account the condition of the house or the lot. It still has the original heater, no air conditioning, the leach line has not been replaced since the mid 80’s, the carport needs repaired or replaced, the drive way is cracked and need replaced. It has single pane windows There maybe other things as well. What I need I think is an appraisal of the house by a realtor. I need the house to be less than $100,00 so it won’t be worth it to the trusty to sue my brothers over. Just don’t know how to go about getting one with out letting my brothers know. I’m hoping I can take care of this on my own, so to speak! The trusty wants to settle for $10,000 up front or make payments of $800 a month for 18 months. I’m on Social Security Disability and receive $1168 a month. He said that the there would be no interest on the payments, but in affect there would be because that is a differences of $4,400. My brothers don’t know I filed for bankruptcy because I thought I had the house covered. One has a family and a mortgage and the other is working part time. So neither of them can help. Oh and the house is being rented. My brother takes care of that so does what he wants with the money. I don’t see a dime of the money! I go to court 01/05/2011 I need help ASAP!!!!!!! P.S. The house is in Durham, California. The zip is 95938"”
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Can I still qualify for a corporate Amex if I have a Bankruptcy from a year ago?
Amex was not a part of the BK, and I know that each employee is reimbursed for business expenses and is responsible for making the monthly payments””
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“”What I would like to know, is the average cost of filling bankruptcy?

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Should I even worry about my husband credit card?
My husband got this credit card shortly after getting out of boot camp but failed to ever really mention it to me. Now its a year later and we are going through a mild debt situation when he springs on me that he has $700+ he needs to pay off on this card. I was surprised and a little annoyed he didn’t tell me since we are trying to get financial straight again and are normally very open with things like this and we share the same bank accounts. Around the time my husband got this card we were only engaged and living 2000 miles away due to military. He had just lost a significant amount of weight in boot camp and got very cocky which wasn’t pleasant for me. He pretty much acted like a smart a**. He went through a phase where he would fib constantly about things as well saying he was abused as a child and says he still feels the need to lie because that what he grew up doing until he moved out. We talked, he got he head on straight again. End of story. So last night we got to looking at bills and the hidden credit card came up. I asked to see how in the world he could rack that amount of debt in only Tech School and he got mad at me!! He became very frustrated and distressed. Is it just me or wouldn’t you think he was guilty of something with this card with the way he burst out on me? I was calm and he just but a huge wall up and even started tearing up! He claims there is nothing on that card but an xbox and then he cant remember the rest”””” apparently. Call me paranoid but something smells fishy. Am I wrong here people?””””””
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How do I qualify for a 200k home loan?
My wife and I make a combined income of 60k a year. We’re both debt free with credit score of 720 & 783. I use my CC once in a while just to have some activity on the credit report. I had a school loan I paid off so I have installment loan history and she financed a car also paid off. At our current place we spend about 1000 for rent, bills and food. The rest is for savings and just random spending. We have 30k in our savings and a separate savings of 7k specifically for the down payment of a home. I know that they recommend not to go over 28% monthly income when budgeting for mortgage and were definitely under that but I doubt that’s the only requirement when it comes to qualifying for a mortgage loan. What else am I missing? What would be the requirements for a 200k home?””
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Need a loan for vacation…I have terrible credit..am in bankruptcy..no bank account..where can I get a loan?
my wife took care of both of our fathers for several yrs..both have passed away now..during their illnesses she was unable to work so our debt took over and left us in bankruptcy. I only want to give her a much needed vacation now..but I can’t get a loan anywhere. Our finances are much better now but due to the bankruptcy we are unable. Anyone know where I can get a loan? thankx
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My credit card company says my FICO score is 741. Is this good? ramifications?

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About credit scores and factors that may lower it?
I’m just curious… I’m young and don’t really know much about the whole credit thing. My first credit card I had for about a little over a year. I used it, payed it off every time… and eventually I realized that by having a credit card I was spending more money on crap I didn’t need and whatnot. So I paid the full amount off and cancelled the card. Some time later, I applied for a card on amazon.com because I was ordering something from the website and they offered $30 off your purchase if you applied. I got it, ordered my crap… only to find that the junk I ordered I had to send back and on top of that I realized I didn’t want the credit card and cancelled that after I returned my order. They sent me a 30 dollar check in the mail anyway. Since then, I’ve grown up… just a little bit… to realize that a good score would be my backup for future investments. Sooo… my third and final credit card I have applied for, and I currently own. I’ve had it for about a year actually… but in truth, I haven’t used it ONCE. It is activated, but never been used. I just want to know… based on my history with cards and such, should I expect a good, average, or lower than average score? What factors lower or higher a credit score? Please and thanks””
“I recieved a 1099 A for my house that I filed bankruptcy and it was discharged why did I recieve this?


Can you go to jail if you didn’t pay your check advance?
My friend didn’t pay his check advance at a check advance place. He got into a bit of money trouble and can’t pay it back. What will happen?
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Used Auto Loan Question?
Okay i currently have a 99 Grand Prix GT 3mnth old used auto loan that i owe roughly 4000, I am wanting to trade my Cuurent car in for a 05 Dodge Neon Srt 4 that costs 7000 and i was gonna trade him my vehicle for like 3000 then the left over will be like 4000 dollars and i wasn wanting to get another loan for it? Is it possible to do this and its not through a dealership private seller? Or should i just sell and pay off current loan and get another loan later. Bcs of right now i can afford the gas for this car and the mnthl payments are easy to make. Just need a new and More dependle car.””
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Do Cash Advance places help your credit?
I heard that they did and tried one but it never showed up on my credit report. I really did need to use one and paid on time but I don’t see how these places can help in the credit department.
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If my credit score is 583 can I get a credit card?

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#repost

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#repost

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Can you finance a used car with no credit or cosigner?
If an 18 year old has a job, puts down 10% for the down payment, can he finance a used car with no credit or cosigner?””
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Is there any place that will loan me money right now against my tax check?
I’m trying to find someway to come up with extra money to get my kids something for Christmas. And so far the only option I have is to borrow it against my tax check coming in January. I hate to do it that way, but it is the only option. I want to borrow no more than $500.00 and pay it back in full when I get my taxes back. Are there any loan companies, (banks, payday loans, ANYTHING!!) that offers loans like this! Any information you have to offer would be greatly appreciated! Thanks so much!!””
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How do I get my once a year free credit report?
I did it once however I forgot which website. I do not want to sign up for any membership.
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#repost

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Is there a lender that gives out loans specifically for people with bad credit that is not a payday loan?
I need to know of a lender that helps people who are over their head in debt and need one loan to put them altogether under one large lump sum about $4000.00.
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Chase auto loans??do i need a down payment?
do i need a down payment or they pay for the car in full
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Used Auto Loan Question?
The engine was blown and a new one was swapped into it by a Master Tech of Toyota, but that’s irrelevant to the question.””
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“”Which one is best LICHFL, SBI or HDFC home loans ?
I have purchased a constructed house five years back with LICHFL loan now I want to shift it as they are charging high floating rate interest. One of my Frnd advised SBI floating and another HDFC fixed. I am planning to repay amount 25% amount in 2014. Please suggest which one is best ?
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Are co-signers reported on credit for auto loan? (texas)?
Im a co-signer on technically my own car. I dont know how that happened with my girl being the primary. But anyway, I use to live in Illinois and they didnt report because they said it was an illinois law or something. How do I find out if this is the same for Texas? I would like these payments to show on my reports. I am with Chrysler Financial.””
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“”I have a title loan, can my car still be repossed if I moved out of state?””
Okay, in total I will be 11 days late with my payment. I cannot pay until Friday. According to the company they have the right to repossess my car after 1 day of being late. By law do they have to give me more time, like atleast 15 or 30 days? What can I do until Friday, I’ve tried calling and explaining that I just fell on hard times this week, they don’t want to talk they want cash!! Yes, this was a horrible mistake and title loans are designed to take your money and your vehicle! Any suggestions, how can they find me? I am an otherwise responsible person however this is a big rip off and I cannot afford to let my car get taken away for being 11 days late on a payment. HELP…ANY SUGGESTIONS?????””
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Late mortgage payment by 1 day?? please help?
Yep this is the first late payment I have ever had in my entire life. Credit cards, 4 mortgages, many many vehicle loans and now this. I spoke with a supervisor and she was not willing to help me. I am already in the process of re-financing so they lost me not wanting to work out a couple of hours late payment. Does anyone have the address for the 3 places I need to write to see if I can dispute it? and do you think I can? how may points is this going to knock off of the overall score?””
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#repost

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How can i get a 100% free credit report on line?
No credit card card needed ,no money of any kind””
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I need a loan I have bad credit and I do not want a payday loan?
I need to borrow 1500 I work full time but I cannot get caught up with things I got behind when I was injured. I need some dental things done and I need to get rid of some bills I do not want a payday loan because I have fallen into that trap and you do not get out. My friends will tell you I am a good person I am just in dire need Please if you can help
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Where can I find a free creditable credit reporting agency that I don’t have to have a credit card for?

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“”Could I buy a $20,000 house with a personal loan instead of a mortgage?””
-I did not drop a zero, there are over 167 houses in Milwaukee selling for $20,000 or less, I personally think this one is tops. This economy DOES suck, which is why I do want to capitalize on people selling cheap now. And what’s wrong with the neighborhood? Nothing unless you are racist or crime-phobic. I have been neither for a few years now, I work with the neighborhood I’m trying to move to.””
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Is 702 a good credit score ?

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IS THERE A WAY TO CLEAN UP YOUR CREDIT ON YOUR CREDIT REPORT AFTER BANKRUPTCY CHAPTER 7?

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#repost

“I recieved a 1099 A for my house that I filed bankruptcy and it was discharged why did I recieve this?

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